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Life Insurance 
Any amount of coverage can help protect your family. Life Insurance could help give you peace of mind today and provide income-tax free money for your family if you die. It could ease the burden of expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

When should I think about Term Life Insurance? Any major life event—getting married, buying a home, changing jobs, having a child, paying for college expenses—is an important time to think about protecting your family with Life Insurance.

 What are the differences between Term and Whole Life Insurance?

If you need a high coverage amount with payments that are designed to fit your budget today—and want flexibility for the future—try term life.
Pays within the period you choose
Can be converted into whole life at a later time

If you value security and predictability above all else, whole life helps give you peace of mind with comprehensive coverage.
Lifelong protection and no rate increases

How much Life Insurance do I need?
Any amount of coverage can make a difference for your family. As a starting point, you may want to consider budgeting 1% of your annual income before taxes. Of course, everyone’s needs are different, and a licensed agent at Holenstein Insurence Services can help you decide what makes sense for your family. 

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Is Term Life right for me?
Term Life Insurance can be a great option if you have big responsibilities right now, and need a high coverage amount with a payment designed to be affordable. It helps protect your family when it’s growing—when you’re likely to need more coverage.

Life Insurance should be simple and affordable. We’ll help you compare whole and term insurance, and explore affordable options so you can make a good decision today for your family. Any amount of Life Insurance can make a difference, and it can cost less than you think. Call 1-818-832-9931 or get a quote online.

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